How to · Life

How to protect yourself from the Equifax security breach

How to protect yourself from the Equifax security breach

As you have likely already heard, on September 7, 2017,  Equifax announced a security breach that impacted about 143 million US consumers.  Unfortunately, both my husband and I were affected by the cybersecurity incident and our personal information (social security numbers, driver’s license numbers, address, and birth dates), was compromised.  In order to protect your credit and future purchasing power, go to the Equifax website to check and see if you were affected by the breach.  If you are impacted, you can sign up for the free identity theft protection and credit file monitoring to take the necessary precautions to protect your identity and credit information.

Here are some other tips to protect your personal and financial information:

  • Request a copy of your credit report from each of the three nationwide credit reporting agencies at AnnualCreditReport.com.  You may obtain a free report once every twelve months from each agency by requesting your report online at www.annualcreditreport.com, calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
    • Sign up for a credit monitoring service.  If you were affected by the Equifax breach, you can sign up for free credit monitoring.
    • Frequently update your passwords
    • Use different passwords for every website
    • Do not share your sign-in and/or security question information
    • Routinely review your accounts for suspicious activities

    • Be cautious of any unsolicited communication that asks for your personal information or refers you to a web page asking for personal information.

    • Avoid clicking on links or downloading attachments from suspicious emails.

For more information about this particular incident and additional steps you can take, visit the Federal Trade Commission consumer information page.

Were you affected by the security breach?  I signed up for the credit monitoring program and will be spending the weekend changing all of my passwords.  It will be a tedious job so I’ll be sure to brew a big pot of coffee for this mundane, albeit important, task.

Thanks for reading and please share this post with your loved ones.

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-Melissa
Happy Chic Mom, a blog for moms

The post, how to protect yourself from the Equifax security breach, first appeared on Happy Chic Mom.

Photo by Ilya Pavlov

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